/* ==========================================================================
   Mr Nicholas Marshall — site styles
   Modern CSS: custom properties, logical properties, grid, clamp(), :has(),
   nesting-free for broad support. Light + dark themes.
   ========================================================================== */

:root {
  color-scheme: light dark;

  --brand-900: #2b1739;
  --brand-800: #3a2050;
  --brand-700: #4b2a63;
  --brand-600: #613a7f;
  --brand-500: #7b52a0;
  --brand-100: #efe8f5;
  --brand-50:  #f8f5fb;
  --accent:    #0f766e;

  --bg:        #fbfaf8;
  --surface:   #ffffff;
  --surface-2: #f3f1ef;
  --text:      #1d1a22;
  --text-2:    #55505c;
  --border:    #e3dfe6;
  --link:      var(--brand-600);
  --link-hover:var(--brand-800);
  --focus:     #7b52a0;

  --radius-sm: 8px;
  --radius:    14px;
  --radius-lg: 22px;
  --shadow-sm: 0 1px 2px rgb(30 20 40 / .06);
  --shadow:    0 1px 2px rgb(30 20 40 / .05), 0 8px 24px -8px rgb(30 20 40 / .12);

  --font-sans: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;

  --container: 1160px;
  --gutter: clamp(16px, 4vw, 32px);
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg:        #141118;
    --surface:   #1c1822;
    --surface-2: #241f2b;
    --text:      #ece8f0;
    --text-2:    #b3abbc;
    --border:    #342d3d;
    --link:      #c9a8e6;
    --link-hover:#e3cff5;
    --brand-100: #2e2338;
    --brand-50:  #201a27;
    --focus:     #c9a8e6;
    --shadow:    0 1px 2px rgb(0 0 0 / .3), 0 8px 24px -8px rgb(0 0 0 / .5);
  }
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition: none !important; animation: none !important; } }
body {
  margin: 0;
  min-height: 100dvh;
  display: flex;
  flex-direction: column;
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
main { flex: 1; }
img { max-width: 100%; height: auto; display: block; }
h1, h2, h3 { line-height: 1.2; text-wrap: balance; margin: 0 0 .5em; }
p { text-wrap: pretty; }
a { color: var(--link); text-underline-offset: .18em; text-decoration-thickness: 1px; }
a:hover { color: var(--link-hover); text-decoration-thickness: 2px; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; border-radius: 4px; }

.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: var(--gutter); }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 1rem; top: -100px; background: var(--brand-700); color: #fff; padding: .6rem 1rem; border-radius: var(--radius-sm); z-index: 100; }
.skip-link:focus { top: 1rem; color: #fff; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: color-mix(in srgb, var(--surface) 88%, transparent);
  backdrop-filter: saturate(1.4) blur(12px);
  -webkit-backdrop-filter: saturate(1.4) blur(12px);
  border-bottom: 1px solid var(--border);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; min-height: 68px; }
.brand { display: flex; align-items: center; gap: .75rem; text-decoration: none; color: var(--text); }
.brand:hover { color: var(--text); }
.brand-mark {
  display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px;
  background: linear-gradient(135deg, var(--brand-500), var(--brand-800));
  color: #fff; font-family: var(--font-serif); font-weight: 700; letter-spacing: .02em;
}
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-name { font-weight: 650; font-size: 1rem; }
.brand-tag { font-size: .78rem; color: var(--text-2); }

.site-nav ul { list-style: none; margin: 0; padding: 0; display: flex; gap: .25rem; }
.site-nav a {
  display: block; padding: .5rem .8rem; border-radius: 999px;
  color: var(--text); text-decoration: none; font-size: .95rem; font-weight: 500;
}
.site-nav a:hover { background: var(--surface-2); }
.site-nav a[aria-current="page"] { background: var(--brand-100); color: var(--link-hover); }

.nav-toggle { display: none; }

@media (max-width: 1040px) {
  .nav-toggle {
    display: grid; place-items: center; width: 44px; height: 44px;
    background: transparent; border: 1px solid var(--border); border-radius: 12px; cursor: pointer; color: var(--text);
  }
  .nav-toggle-bar, .nav-toggle-bar::before, .nav-toggle-bar::after {
    display: block; width: 18px; height: 2px; background: currentColor; border-radius: 2px; position: relative; transition: transform .2s, background .2s;
  }
  .nav-toggle-bar::before, .nav-toggle-bar::after { content: ""; position: absolute; left: 0; }
  .nav-toggle-bar::before { top: -6px; }
  .nav-toggle-bar::after { top: 6px; }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bar { background: transparent; }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bar::before { transform: translateY(6px) rotate(45deg); }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bar::after { transform: translateY(-6px) rotate(-45deg); }

  .site-nav {
    position: absolute; inset: 100% 0 auto 0;
    background: var(--surface); border-bottom: 1px solid var(--border); box-shadow: var(--shadow);
    display: none;
  }
  .site-nav.is-open { display: block; }
  .site-nav ul { flex-direction: column; padding: .5rem var(--gutter) 1rem; }
  .site-nav a { border-radius: var(--radius-sm); padding: .75rem .8rem; }
  .brand-tag { display: none; }
}

/* ---------- Breadcrumbs ---------- */
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: .25rem; margin: 0; padding: .9rem 0 0; font-size: .85rem; color: var(--text-2); }
.breadcrumbs li:not(:last-child)::after { content: "/"; margin-inline-start: .4rem; opacity: .5; }
.breadcrumbs a { color: var(--text-2); text-decoration: none; }
.breadcrumbs a:hover { color: var(--link); text-decoration: underline; }

/* ---------- Buttons ---------- */
.button {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .75rem 1.25rem; border-radius: 999px; border: 1px solid transparent;
  background: var(--brand-700); color: #fff; font: inherit; font-weight: 600; font-size: .95rem;
  text-decoration: none; cursor: pointer; transition: background .15s, transform .15s;
}
.button:hover { background: var(--brand-800); color: #fff; }
.button:active { transform: translateY(1px); }
.button--ghost { background: transparent; color: var(--link); border-color: var(--border); }
.button--ghost:hover { background: var(--surface-2); color: var(--link-hover); }
.button--light { background: #fff; color: var(--brand-800); }
.button--light:hover { background: var(--brand-100); color: var(--brand-900); }

/* ---------- Awards strip ---------- */
.awards { background: var(--surface); border-block: 1px solid var(--border); }
.awards-list {
  list-style: none; margin-block: 0; padding-block: 1.5rem;
  display: flex; flex-wrap: wrap; justify-content: center; align-items: center;
  gap: clamp(1rem, 4vw, 3rem);
}
.awards-list img { height: 100px; width: auto; }
@media (max-width: 600px) {
  .awards-list { display: grid; grid-template-columns: repeat(2, auto); gap: .75rem 1.5rem; padding-block: .75rem; }
  .awards-list li { display: flex; justify-content: center; }
  .awards-list img { height: 60px; }
}

/* ---------- Hero ---------- */
.eyebrow { text-transform: uppercase; letter-spacing: .1em; font-size: .78rem; font-weight: 650; color: var(--brand-500); margin: 0 0 .6rem; }
.lede { font-size: clamp(1.05rem, 1.6vw, 1.2rem); color: var(--text-2); max-width: 62ch; }

.hero {
  background:
    radial-gradient(900px 400px at 85% -10%, color-mix(in srgb, var(--brand-500) 22%, transparent), transparent 70%),
    linear-gradient(180deg, var(--brand-50), var(--bg));
  border-bottom: 1px solid var(--border);
}
.hero-inner { display: grid; grid-template-columns: 1.4fr 1fr; align-items: center; gap: clamp(2rem, 6vw, 5rem); padding-block: clamp(3rem, 8vw, 6rem); }
.hero h1 { font-family: var(--font-serif); font-size: clamp(2.2rem, 5vw, 3.6rem); font-weight: 600; letter-spacing: -.01em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.75rem; }
.hero-portrait { margin: 0; justify-self: center; text-align: center; }
.hero-portrait img {
  width: 200px; aspect-ratio: 5 / 6; object-fit: cover; border-radius: var(--radius-lg);
  box-shadow: var(--shadow); border: 6px solid var(--surface); margin-inline: auto;
}
.award-banner {
  display: inline-flex; align-items: center; gap: .5rem; margin: 1rem 0 0;
  padding: .55rem 1.1rem; border-radius: 999px;
  background: linear-gradient(135deg, #c9a227, #9a7a12); color: #fff;
  font-weight: 700; font-size: .92rem; letter-spacing: .01em; box-shadow: var(--shadow);
}
.award-icon { font-size: 1.05rem; line-height: 1; }
a.award-banner { text-decoration: none; transition: transform .15s, filter .15s; }
.award-banner:hover { color: #fff; filter: brightness(1.08); transform: translateY(-1px); }
.hero-portrait figcaption { margin-top: 1rem; font-weight: 600; }
.hero-portrait figcaption span { font-weight: 400; color: var(--text-2); font-size: .92rem; }
@media (max-width: 760px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-portrait { order: -1; }
  .hero-portrait img { width: 140px; }
}

.page-hero { background: linear-gradient(180deg, var(--brand-50), var(--bg)); padding-block: clamp(2.5rem, 6vw, 4rem); }
.page-hero--compact { padding-block: clamp(1.5rem, 4vw, 2.75rem) clamp(1.25rem, 3vw, 2rem); }
.page-hero h1 { font-family: var(--font-serif); font-size: clamp(1.9rem, 4vw, 2.8rem); font-weight: 600; margin: 0; }
.page-hero .lede { margin-top: .75rem; }

/* ---------- Sections ---------- */
.section { padding-block: clamp(2.5rem, 6vw, 4.5rem); }
.section-head { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; margin-bottom: 1.5rem; }
.section-head h2, .split h2 { font-family: var(--font-serif); font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 600; }
.split { display: grid; grid-template-columns: 1.2fr 1fr; gap: clamp(2rem, 5vw, 4rem); align-items: start; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; } }

.benefits { list-style: none; margin: 0; padding: 0; display: grid; gap: .75rem; }
.benefits li {
  display: grid; grid-template-columns: auto 1fr; column-gap: .9rem; align-items: center;
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: 1rem 1.1rem;
}
.benefits li::before {
  content: "✓"; grid-row: span 2; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%;
  background: var(--brand-100); color: var(--brand-600); font-weight: 700;
}
.benefits strong { font-weight: 600; }
.benefits span { color: var(--text-2); font-size: .92rem; }

/* ---------- Operation cards ---------- */
.op-grid { list-style: none; margin: 0 0 2.5rem; padding: 0; display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 260px), 1fr)); gap: 1rem; }
.op-card {
  height: 100%; display: flex; flex-direction: column; gap: .4rem;
  padding: 1.35rem 1.35rem 1.1rem; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--border); box-shadow: var(--shadow-sm);
  color: var(--text); text-decoration: none; transition: border-color .15s, box-shadow .15s, transform .15s;
}
.op-card:hover { color: var(--text); border-color: var(--brand-500); box-shadow: var(--shadow); transform: translateY(-2px); }
.op-card-title { font-weight: 650; font-size: 1.1rem; }
.op-card-text { color: var(--text-2); font-size: .95rem; flex: 1; }
.op-card-meta { font-size: .8rem; color: var(--brand-500); font-weight: 600; margin-top: .5rem; }
.op-card--feature { background: linear-gradient(135deg, var(--brand-700), var(--brand-900)); color: #fff; border-color: transparent; }
.op-card--feature:hover { color: #fff; }
.op-card--feature .op-card-text { color: rgb(255 255 255 / .8); }
.op-card--feature .op-card-meta { color: #e3cff5; }

.feature-banner {
  display: flex; align-items: center; justify-content: space-between; gap: 2rem; flex-wrap: wrap;
  padding: clamp(1.75rem, 4vw, 3rem); border-radius: var(--radius-lg);
  background: radial-gradient(600px 300px at 100% 0, rgb(255 255 255 / .12), transparent), linear-gradient(135deg, var(--brand-700), var(--brand-900));
  color: #fff; text-decoration: none;
}
.feature-banner:hover { color: #fff; }
.feature-banner h2 { font-family: var(--font-serif); font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 600; }
.feature-banner p { color: rgb(255 255 255 / .85); max-width: 60ch; margin: 0; }
.feature-banner .eyebrow { color: #e3cff5; }

/* ---------- Layouts ---------- */
.layout-single { padding-block: 1.5rem 4rem; }
.layout-aside, .layout-sidebar { display: grid; gap: clamp(1.5rem, 4vw, 3.5rem); padding-block: 1.5rem 4rem; align-items: start; }
.layout-aside { grid-template-columns: minmax(0, 1fr) 300px; }
.layout-sidebar { grid-template-columns: 260px minmax(0, 1fr); }
@media (max-width: 900px) {
  .layout-aside, .layout-sidebar { grid-template-columns: 1fr; }
}

/* ---------- Section sidebar ---------- */
.section-nav { position: sticky; top: 88px; }
.section-nav details { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius); padding: .5rem; }
.section-nav summary { font-weight: 650; padding: .6rem .75rem; cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; }
.section-nav summary::-webkit-details-marker { display: none; }
.section-nav summary::after { content: "▾"; color: var(--text-2); transition: transform .2s; }
.section-nav details:not([open]) summary::after { transform: rotate(-90deg); }
.section-nav ul { list-style: none; margin: 0; padding: 0 0 .25rem; }
.section-nav a { display: block; padding: .45rem .75rem; border-radius: var(--radius-sm); color: var(--text-2); text-decoration: none; font-size: .95rem; line-height: 1.35; }
.section-nav a:hover { background: var(--surface-2); color: var(--text); }
.section-nav a[aria-current="page"] { background: var(--brand-100); color: var(--link-hover); font-weight: 600; }
.section-nav li.sub a { padding-inline-start: 1.6rem; font-size: .88rem; }
@media (max-width: 900px) { .section-nav { position: static; } }

/* ---------- Prose ---------- */
.prose { max-width: 72ch; }
.prose--wide { max-width: 80ch; }
.prose > * + * { margin-top: 0; }
.prose h2 { font-size: 1.45rem; margin-top: 2rem; }
.prose h3 { font-size: 1.15rem; margin-top: 1.6rem; }
.prose > h2:first-child, .prose > h3:first-child { margin-top: 0; }
.prose p, .prose ul, .prose ol { margin: 0 0 1.1rem; }
.prose ul { padding-inline-start: 1.25rem; }
.prose li { margin-bottom: .3rem; }
.prose li::marker { color: var(--brand-500); }
.prose small { font-size: .9rem; color: var(--text-2); }
.prose::after { content: ""; display: table; clear: both; }

.figure { margin: .35rem 0 1.25rem; }
.figure img { border-radius: var(--radius-sm); background: #fff; padding: 6px; border: 1px solid var(--border); }
.figure--right { float: right; margin-inline-start: 1.5rem; max-width: min(45%, 320px); }
.figure--left { float: left; margin-inline-end: 1.5rem; max-width: min(45%, 320px); }
.figure--center img { margin-inline: auto; }
.figure--portrait { width: 160px; }
.figure--portrait img { width: 160px; aspect-ratio: 1; object-fit: cover; border-radius: var(--radius); }
@media (max-width: 600px) {
  .figure--right, .figure--left { float: none; max-width: 100%; margin-inline: 0; }
  .figure--right img, .figure--left img { margin-inline: auto; }
  .figure--portrait { margin-inline: auto; }
}

.pills { display: flex; flex-wrap: wrap; gap: .5rem; margin: 0 0 1.5rem; clear: both; }
.pills a {
  padding: .5rem 1rem; border-radius: 999px; border: 1px solid var(--border); background: var(--surface);
  text-decoration: none; color: var(--text); font-weight: 500; font-size: .95rem;
}
.pills a:hover { border-color: var(--brand-500); color: var(--link-hover); }
.pills a[aria-current="page"] { background: var(--brand-700); border-color: var(--brand-700); color: #fff; }

.pager { clear: both; display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-top: 2.5rem; padding-top: 1.5rem; border-top: 1px solid var(--border); }
.pager a { display: flex; flex-direction: column; padding: .9rem 1.1rem; border: 1px solid var(--border); border-radius: var(--radius); text-decoration: none; color: var(--text); font-weight: 600; background: var(--surface); }
.pager a:hover { border-color: var(--brand-500); color: var(--link-hover); }
.pager span { font-size: .78rem; font-weight: 500; color: var(--text-2); text-transform: uppercase; letter-spacing: .06em; }
.pager-next { grid-column: 2; text-align: end; }
@media (max-width: 520px) { .pager { grid-template-columns: 1fr; } .pager-next { grid-column: 1; } }

/* ---------- Aside cards ---------- */
.promo-stack, .contact-options { display: grid; gap: 1rem; position: sticky; top: 88px; }
@media (max-width: 900px) { .promo-stack, .contact-options { position: static; } }
.promo, .option-card {
  display: flex; flex-direction: column; gap: .3rem; padding: 1.25rem; border-radius: var(--radius);
  text-decoration: none; color: #fff; background: linear-gradient(135deg, var(--brand-600), var(--brand-900));
}
.promo:hover, .option-card:hover { color: #fff; filter: brightness(1.08); }
.promo--alt { background: linear-gradient(135deg, #0f766e, #134e4a); }
.option-card { background: var(--surface); color: var(--text); border: 1px solid var(--border); }
.option-card:hover { color: var(--text); border-color: var(--brand-500); filter: none; }
.promo-eyebrow { font-size: .75rem; text-transform: uppercase; letter-spacing: .1em; opacity: .8; font-weight: 600; }
.promo-title { font-size: 1.15rem; font-weight: 650; line-height: 1.3; }
.promo-link { font-size: .9rem; opacity: .9; margin-top: .25rem; }
.option-card .promo-eyebrow { color: var(--brand-500); opacity: 1; }
.option-card .promo-link { color: var(--link); }

/* ---------- Cards & forms ---------- */
.card { clear: both; background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: clamp(1.25rem, 3vw, 2rem); margin-block: 2rem; box-shadow: var(--shadow-sm); }
.card h2 { margin-top: 0; font-size: 1.35rem; }
.muted { color: var(--text-2); }
.note { font-size: .9rem; color: var(--text-2); margin: 1.25rem 0 0; }

.form-stack { display: grid; gap: 1rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 560px) { .form-row { grid-template-columns: 1fr; } }
.form-grid { display: grid; grid-template-columns: 1fr 1fr auto; gap: 1rem; align-items: end; }
@media (max-width: 640px) { .form-grid { grid-template-columns: 1fr; } }
.field { display: grid; gap: .35rem; }
.field label { font-weight: 600; font-size: .9rem; }
input, select, textarea {
  font: inherit; color: var(--text); background: var(--bg);
  border: 1px solid var(--border); border-radius: var(--radius-sm); padding: .65rem .8rem; width: 100%; min-height: 44px;
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--brand-500); box-shadow: 0 0 0 3px color-mix(in srgb, var(--brand-500) 25%, transparent); }
input[aria-invalid="true"], textarea[aria-invalid="true"] { border-color: #b42318; }
textarea { resize: vertical; }
.input-unit { display: flex; }
.input-unit input { border-start-end-radius: 0; border-end-end-radius: 0; }
.input-unit select { width: auto; border-start-start-radius: 0; border-end-start-radius: 0; border-inline-start: 0; background: var(--surface-2); }
.form-error { color: #b42318; margin: 0; font-weight: 500; }
@media (prefers-color-scheme: dark) { .form-error { color: #fda29b; } }
.form-stack .button { justify-self: start; }

.calc-result { margin: 1rem 0 0; font-size: 1.05rem; }
.calc-result:empty { display: none; }
.calc-result strong { font-size: 1.6rem; color: var(--link-hover); margin-inline-end: .35rem; }
.bmi-scale { display: grid; grid-template-columns: repeat(4, 1fr); gap: 4px; margin-top: .75rem; font-size: .78rem; color: var(--text-2); }
.bmi-scale span { padding-top: .5rem; border-top: 5px solid var(--border); }
.bmi-scale span.is-active { border-top-color: var(--brand-600); color: var(--text); font-weight: 600; }

/* ---------- Footer ---------- */
.site-footer { background: var(--brand-900); color: rgb(255 255 255 / .75); margin-top: auto; }
.footer-inner { display: grid; grid-template-columns: 1fr auto; gap: 1.5rem 2rem; padding-block: 2.5rem; font-size: .92rem; }
.footer-inner p { margin: 0; }
.footer-brand { color: #fff; font-weight: 650; font-size: 1rem; }
.site-footer ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: .25rem 1.25rem; }
.site-footer a { color: #fff; text-decoration: none; }
.site-footer a:hover { text-decoration: underline; color: #fff; }
.disclaimer, .copyright { grid-column: 1 / -1; }
.disclaimer { border-top: 1px solid rgb(255 255 255 / .15); padding-top: 1.5rem; font-size: .85rem; max-width: 90ch; }
.copyright { font-size: .82rem; opacity: .7; }
@media (max-width: 700px) { .footer-inner { grid-template-columns: 1fr; } }

@media print {
  .site-header, .site-footer, .section-nav, .pager, .promo-stack, .contact-options, .breadcrumbs { display: none !important; }
  body { background: #fff; color: #000; }
  .layout-sidebar, .layout-aside { display: block; }
}

/* ---------- Trust bar, insurers, CTA ---------- */
.trust { background: var(--surface); border-bottom: 1px solid var(--border); }
.trust-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 1rem 2rem; padding-block: 1.1rem; }
.trust-rating { display: flex; align-items: center; gap: .6rem; color: var(--text); text-decoration: none; }
.trust-rating:hover { color: var(--link-hover); }
.trust-stars { color: #c9a227; letter-spacing: .1em; font-size: 1.1rem; }
.trust-insurers { display: flex; flex-wrap: wrap; align-items: center; gap: .5rem .9rem; }
.trust-label { font-size: .78rem; text-transform: uppercase; letter-spacing: .1em; color: var(--text-2); font-weight: 600; }
.trust-insurers ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: .4rem; }
.trust-insurers li { padding: .3rem .75rem; border: 1px solid var(--border); border-radius: 999px; font-weight: 600; font-size: .9rem; background: var(--bg); }
.trust-insurers li a { text-decoration: none; font-weight: 500; }
.insurer-grid { list-style: none; padding: 0 !important; display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: .6rem; }
.insurer-grid li { margin: 0; padding: .8rem 1rem; border: 1px solid var(--border); border-radius: var(--radius-sm); background: var(--surface); }
.insurer-grid li span { display: block; font-size: .85rem; color: var(--text-2); }
.cta { margin-top: 2.5rem; background: var(--brand-50); }
.cta-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin: 1rem 0 0; }
.footer-trust { grid-column: 1 / -1; font-size: .88rem; }